El Paso among top stormiest counties in Texas

KDBC
Thursday, May 1, 2014 - 12:57pm

When it comes to severe weather in Texas, you may automatically think of tornado alley, or stormy areas of central Texas. But according to a report released by insurance company Allstate this week, El Paso is one of the stormiest counties in the state.

Texas storms clobbered more Allstate insured homes in Midland than in any other part of the state over the past five years, while Smith County in east Texas had the highest number of reported lightning strikes.

Allstate tallied the top 25 Texas counties affected by severe weather; identifying areas with highest frequencies of wind, hail and lightning related homeowner property damage claims from 2009 to 2013.

Highest Frequency of Wind & Hail Claims 2009-2013

  1. Midland
  2. El Paso
  3. Dallas
  4. Lubbock
  5. Johnson
  6. Williamson
  7. Hidalgo
  8. Randall
  9. Parker
  10. Denton
  11. Tarrant
  12. Smith
  13. Travis
  14. Bexar
  15. Collin
  16. Bell
  17. Fort Bend
  18. Montgomery
  19. Harris
  20. Webb
  21. Galveston
  22. Nueces
  23. Brazoria
  24. Cameron
  25. Jefferson

Highest Frequency of Lightning

  1. Smith
  2. Jefferson
  3. Montgomery
  4. Johnson
  5. Parker
  6. Lubbock
  7. Denton
  8. Collin
  9. Williamson
  10. Brazoria
  11. Dallas
  12. Tarrant
  13. Galveston
  14. Harris
  15. Bell
  16. Fort Bend
  17. Bexar
  18. Travis
  19. Midland
  20. Randall
  21. Webb
  22. Hidalgo
  23. Nueces
  24. Cameron
  25. El Paso

Rankings

Midland, El Paso and Dallas top the list for the frequency of wind and hail homeowner property claims over the past five years. Smith, Jefferson and Montgomery saw the highest frequency of lightning claims. Counties with the highest frequency of claims range from north, south, east and western parts of the state; demonstrating few areas in Texas are safe from severe weather.
“Texans are exposed to more types of natural disasters than any other state, “said Pam Nichols, an Allstate agent in Midland. “It’s important for families to take precautions to protect themselves and their belongings for Texas-sized severe weather threats. “

How can Texans be prepared for natural disasters? Allstate recommends a few steps:
Before the Storm:

  • Clean Out Your Garage: Take steps to reduce risks of damage to your property like having a spot for your car during a hail storm and removing dying tree limbs and outside furniture that can go airborne during a wind storm.
  • Make a Plan: Create a safety plan with your family and know prepared areas to take shelter in case of a tornado. Visit emergency management government Web sites to help you come up with a plan before a catastrophe.
  • Take Stock of Your Stuff: Walk through your home with a video or still camera to create a record of what you have and where it is in your house. You can also download an App like Allstate’s Digital Locker (TM) to help create an inventory.
  • Call Your Insurer: Locate your current insurance information and reach out to your insurer for a yearly coverage check-up. Review your policy with your agent to make sure your coverage meet your current needs.

In the unfortunate event of a storm, Allstate recommends the following tips to help customers begin the recovery process.

Storm Recovery:

  1. Make Temporary Repairs: Make reasonable temporary repairs to prevent further damage. Save the receipts for temporary home repairs as these expenses may be reimbursed as part of your homeowner’s policy. Your adjuster will need this information.
  2. Document Damages: Inventory your home and list damaged items before your adjuster arrives. An inventory can help facilitate the claim process after a disaster.
  3. Research Contractors: Be wary of contractors who solicit door-to-door. Work only with licensed, bonded and insured contractors and have them provide you with documentation. Check with your local Better Business Bureau to see if any complaints have been filed against contractors you are considering.

About the Data
To collect the data, Allstate measured the frequency of hail and wind and lightning homeowner property claims from 2009- 2013 to tally the top 25 counties which all had at least 3500 Allstate policies.
 

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